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Experts have raised concerns that cash-strapped public sector workers are turning to controversial purchases now, repaying loans later after being turned down by traditional lenders. An analysis by the University of Edinburgh found that one in 10 public sector and NHS staff, initially turned down for a more conventional loan on the grounds that they could not afford to repay ...

Marti157900/iStock Editorial via Getty Images FirstCash Holdings, Inc. (NASDAQ: FCFS) has a core pawnbroking business that is countercyclical and can potentially benefit from the current economic downturn. However, investors should keep in mind that the company recently acquired the America First Finance business, which provides Lease-To-Own (“LTO”) retail loans. This is highly cyclical and may expose the FCFS to credit ...

Finally, the Reserve Bank of India (RBI) legitimized digital lending. He coined a new term to describe players in this space – Lending Service Provider (LSP). They will not lend from their own balance sheets but act as outsourcing agents for banks and non-bank financial companies (NBFCs). TO READ THE FULL STORY, SUBSCRIBE NOW FOR ...

Aviation finance managers and aircraft lessors worked with their main customer, the airlines, at the start of the COVID-19 crisis, when air travel came to a halt. “Leasing companies, including ours, Genesis, worked with many of their airline customers to defer lease payments during the worst of the pandemic,” Mr. Elwood said. Barings formed Genesis in 2014 and four years ...

On Wednesday, President Biden announced a sweeping student loan forgiveness measure that is expected to benefit 95% of federal borrowers. However, many borrowers wonder if they qualify and what this means for their long-term finances. Here’s everything you need to know about Biden’s loan forgiveness plan, who’s eligible and how to apply. Will my student loans be forgiven? All student ...

Section 1.01 – Entering into a Material Definitive Agreement. On August 30, 2022, AngioDynamics, Inc. (“AngioDynamics” or the “Company”) has repaid all outstanding amounts under its existing Credit Agreement (as defined below) and entered into a new Credit Agreement (the “Credit Agreement”) with the lenders parties thereto, JPMorgan Chase Bank, North America., as administrative agent, Bank of America, North America. ...

Auto loan interest rates are determined by your credit score. The lower your score, the higher your interest rate will be. However, you don’t need a perfect score to get a good rate. To find the best auto loan rate, it’s wise to shop around and work to improve your credit score if it’s not in top shape. Average auto ...

Independent Mortgage Applicants Many people dream of being their own boss. And for good reason, several studies establish a link between self-employment and greater job satisfaction and better physical well-being. In July 2022, 16.4 million out of 158.1 million Americans were self-employed, representing 10% of the workforce, according to the US Bureau of Labor Statistics. And that percentage is likely ...

Editorial Note: We earn a commission on partner links on Forbes Advisor. Commissions do not affect the opinions or ratings of our editors. If you have bad credit, you are not alone. According to Experian, one of the three major credit bureaus, 16% of Americans have a “bad” credit score, ranging from 300 to 579. If you are one of ...

WICHITA, KAN. – A federal grand jury in Wichita has indicted a Kansas man on multiple charges for alleged crimes related to the CARES (Coronavirus Aid, Relief, and Economic Security) Act, which is a federal law providing financial assistance to businesses suffering losses economic due to the COVID-19 pandemic. Under the CARES Act, the Small Business Administration (SBA) is authorized ...

[author: Chris van Heerden]* Private credit funds are making their presence felt in the leveraged loan market. Recent transactions illustrate the scale that direct lenders have achieved, allowing these managers to compete directly with banks. Earlier this month, a group of private lenders provided a $2.5 billion unitranche facility that facilitated the acquisition of Avalara Inc. by Vista Equity Partners, ...

Last month, the Indonesian Financial Services Authority or OJK (Otoritas Jasa Keuangan) introduced new peer-to-peer or P2P lending regulations aimed at both encouraging optimal and healthy growth of the lending industry. P2P and meet OJK’s needs for effective and efficient supervision. Previously, P2P lending in Indonesia was mainly regulated by OJK Regulation No. 77/POJK.01/2016 (“Previous Regulation”). Many consider the previous ...

An independent report, conducted by the Center for Responsible Credit, found that 92% of customers who took out loans stopped using food banks or reduced their use of food banks. Access to Credit saw 71% of customers say they were less likely to fall behind on bills such as rent and council tax and the same amount said they were ...

OWhen the coronavirus pandemic spread across the UNITED STATESthe government has decided to install a pause on federal student loan payments and interest. It was when donald trump was still president and the pause on student loan repayments has already been extended six times. Now, however, as the coronavirus pandemic really begins to die down, those who benefited from the ...

Together Credit Union will use the Black Knight Empower Loan Origination System (LOS) to support the growth of the credit union and improve the experience of its members The credit union needed an LOS that would streamline the lending process for its loan officers and members Empower offers “lights out” automation and has an integrated suite of origination solutions to ...

TORONTO, Aug. 08, 2022 (GLOBE NEWSWIRE) — Dynamic Technologies Group Inc. (TSXV: DTG, OTC: ERILF) (the “Company”, “we” and “our”) is pleased to announce that we have entered into a debt refinancing transaction with our new strategic lender, Promising Expert Limited (“ELP“) from Hong Kong. “This was an important first step in the company’s financing plan, replacing short-term debt and ...

Nissan is already offering 84-month financing on its highly anticipated Z sports car. According to an incentive newsletter sent to dealers earlier this week, the company is now offering a way to finance the 2023 Nissan Z for up to 7 years. Here’s a quick rundown of what we know and why it can end up being a really bad ...

Rocket companiesthe parent company of America’s leading mortgage lender rocket mortgagereported second-quarter profit of $60 million, compared with $1 billion in profit in the prior quarter. The stunning drop in profitability suggests that Rocket has a lot of work to do, as higher mortgage rates wipe out refinancing opportunities and even drive down purchase sales. Jay Farner, vice president and ...

To print this article, all you need to do is be registered or log in to Mondaq.com. William Cowper once wrote that “variety is the very spice of life”. This can ring true in many circumstances, but becomes particularly relevant for alternative asset managers, or AAMs, when evaluating sources of liquidity across a variety of fund financing solutions. Since the ...

Item 2.03 Creation of a Direct Financial Obligation Under an Off-Balance Sheet Registrant Arrangement PPL Corporation On July 29, 2022, PPL Corporation subsidiaries, Louisville Gas and Electric Company (“LG&E”) and Kentucky Utility Company (“KU”), each has entered into separate term loan agreements. Louisville Gas and Electric Company On July 29, 2022, LG&E, entered into a $300 million term loan credit ...

ISLAMABAD — Pakistan’s military leader has reportedly asked for US help in securing early disbursement of an International Monetary Fund loan as high energy import prices push the cash-strapped South Asian nation to the brink a payment crisis. General Qamar Javed Bajwa spoke by phone with US Under Secretary of State Wendy Sherman earlier this week and raised the issue, ...

As Housing Inventory Remains Low, eLEND Furniture Financing Enables Consumers to Enter the Manufactured Home Market PARSIPPANY, NJ, July 28, 2022 /PRNewswire/ — eLEND, a consumer-facing division of American Financial Resources, Inc. (AFR) and a leading provider of home mortgages, is pleased to announce the expansion of its manufactured home financing and financing program. movable property. Now available in 45 ...

UNIONDALE, NY, July 22 2022 (GLOBE NEWSWIRE) — Arbor Realty Trust, Inc. (:ABR), today announced that it is expected to release its second quarter 2022 financial results before market open on Friday, July 29, 2022. The Company will hold a conference call to review the results at 10:00 a.m. Eastern Time on July 29, 2022. A live webcast and replay ...

Section 1.01 Entering into a Material Definitive Agreement. On July 14, 2022 (the “Closing Date”) Ducommun Incorporateda Delaware company (“Ducommun”) and certain of its subsidiaries have entered into a credit agreement with Bank of America, North America., as administrative agent, principal lender and issuing bank, and the lenders parties thereto (the “Credit Agreement”). The credit agreement provides for (i) a ...

Major centralized crypto-for-fiat lenders have failed due to price-related liquidity crises. There are other crypto-for-fiat lending solutions that do not face a similar risk. Pool-to-peer (P2P) lending platforms do not have the same liquidity requirements as centralized lenders, because all loans are over-secured. And when that’s not enough to mitigate the risk of loss, liquidation bots are still around to ...

Item 2.03 Creation of a Direct Financial Obligation or an Obligation under a Off-balance sheet arrangement of a registrant On July 8, 2022, Legacy Education Alliance, Inc. (the “Company”) borrowed $100,000 (the “Loan”) of ABCImpact I, LLCa Delaware with limited liability (the “Lender”), evidenced by a 10% convertible debenture (the “Debenture”). Under the terms of the debenture, the lender has ...

Based in California Pennymac launched a product that can freeze mortgage rates for up to 90 days, in an effort to attract more borrowers to the market in a volatile rate environment. Dubbed “Lock & Shop,” the product, launched in mid-June, has two terms: the 75-day lock, which gives borrowers 45 days to shop and 30 days to complete the ...

Effective July 1, federal student loans issued will have higher interest rates. Federal undergraduate subsidized and unsubsidized direct loan interest rates increased from 3.73% to 4.99%. Interest rates for unsubsidized Federal Graduate and Professional Loans and Direct Plus Loans have also increased. It’s important to remember that in the spring of 2020, the Federal Reserve cut interest rates on student ...

Main advantages Check rates from multiple lenders at once The main appeal of using Credible is to compare personal loan rates from multiple lenders. Concretely, to do so without having to fill out half a dozen different prequalification requests. Instead, you can fill out a single application and potentially see rates from over a dozen popular lenders. Credible can access ...

Deposits totaled around ₹16,05,000 crore as of June 30, a growth of around 19.3% Deposits totaled around ₹16,05,000 crore as of June 30, a growth of around 19.3% Private sector bank HDFC said on Monday that the bank recorded a 21.5% increase in lending to ₹13,95,000 crore in the first quarter of this financial year. The credit book was ₹11,47,700 ...

Leading private lender Yes Bank raised its MCLR rates. The marginal cost of lending rate, or MCLR, a key point in deciding loan interest, has been increased, the bank said in a statement. Yes Bank’s new MCLR rates have already gone into effect, according to a note on the lender’s website. The move comes nearly a month after the Reserve ...

The housing market has undergone a significant transformation over the past two years. While a booming market kept brokers busy in 2021, the housing market in 2022 was highlighted by rising interest rates, inflation and geopolitical turmoil. In response, many brokers rely on additional support, and Flagstar Bank offers just that. With 35 years of mortgage experience, Flagstar has a ...

After determining the color, make and model you want for your future vehicle, you need to decide how you plan to buy it. And if you’re looking to finance a new car, you have several options. One of these options is direct automatic financing, which is when you obtain financing directly from a lender. Although the process may vary by ...

Index funds are not only a proven way to invest in equity markets: the indices that these funds track serve as a standard benchmark for measuring performance. Take the Dow Jones Industrial Average and the SPDR Dow Jones Industrial Average ETFfor example. While it’s not unusual for managed funds and paid stock pickers to track the performance of passive index ...

Direct lender based in Brea, CA American Financial Network will pay approximately $1.04 million to resolve allegations that he fraudulently originated government-guaranteed mortgages insured by the Federal Housing Administration (FHA). The settlement agreement announced by the United States Attorney for the Eastern District of Washington terminates a joint investigation by the U.S. Attorney’s Office for the Eastern District of Washington ...

Item 1.01. Conclusion of a significant definitive agreement. On June 22, 2022, BrightView Financing LLC and BrightView Landscapes, LLCsubsidiaries of BrightView Holdings, Inc. (the “Company”), has entered into the third amendment to the receivables financing agreement (the “Amendment Agreement”), which amends the receivables financing agreement, dated April 28, 2017by and among BrightView Financing LLC(the borrower”), BrightView Landscapes, LLCas the initial ...

In the recently released report, Market Reports provided a unique insight into the global market Lending systems market for the forecast period (2022-2031). The report has covered the important aspects which are contributing to the growth of the global market Lending systems market. The main objective of this report is to highlight the various key market dynamics such as drivers, ...

Do Kwon, Terra’s “broken-hearted” co-creator, headlines a series of named defendants in a class action filed in U.S. District Court for Northern California on Friday. Kwon is joined by a group that includes Terraform Labs, Jump Crypto and Three Arrows Capital. Plaintiff Nick Patterson alleges, among other charges, that the Terra tokens were sold as “unregistered securities” and that the ...

The average credit score in Australia is 550; scores below 500 are considered poor, while anything below 400 is considered extremely poor. A bad credit score indicates that you have a habit of paying your bills and loans late or not paying them at all. Lenders often charge higher interest rates to loan applicants with poor credit ratings, viewing them ...

PRICES are skyrocketing from gas pumps to supermarket checkouts, but the pressure on the cost of living is even worse if you are already in debt. High interest rates mean you risk spending huge sums on repayments without reducing the amount you owe. 2 Six Ways to Reduce Your Debt Quickly and Easily Rosie Murray-West reveals smart switches to clear ...

The average retail investor, looking for profits in today’s confusing market environment, can usually choose one of two basic strategies. The former is the stock market’s traditional route, that of stock appreciation, while the latter is the safer, more defensive route, via dividend payers. But what if an investor doesn’t need to choose between these paths? According to JMP Securities, ...

UN Secretary General Antonio Guterres recently called on banks and other financial firms to stop funding fossil fuel expansion. “For too long,” he said, “the financial services industry has enabled the world’s reliance on fossil fuels. … The scientific and moral imperative is clear: there must be no new investment in fossil fuel expansion, including production, infrastructure and exploration. Lily: ...

DALLAS, TX – iBorrow, a nationwide private direct lender for commercial real estate, has provided a $20 million loan to support the acquisition of a 232-unit garden-style multifamily community in the Dallas neighborhood of ‘Oak Cliff in Dallas, Texas, according to Brian Good, CEO of iBorrow. “The borrower had the opportunity to purchase an exceptionally well-located multi-family property in the ...

Covered shares our mission to provide better financing solutions to Americans in need. Tweet that “The Covered team has built a disruptive business serving the underserved with affordable rates and delivering strong portfolio performance,” said Dominique Ruggiero, Managing Director of Fortress Investment Group. “We are pleased to increase our investment in the business to support its growth.” “Covered shares our ...

Khanchit Khirisutchalual/iStock via Getty Images I wrote about Rocket Companies on August 23 last year when the stock was at $17.57. At the time, I said: “I would rather invest with more fear in valuation, so I suggest waiting and seeing if Rocket can be purchased below $15. There’s no rush – there’s a good chance that over the next ...

The State Bank of India or SBI raised its marginal cost of lending rate (MCLR) by 10 basis points across all mandates. The new rates will come into effect on Sunday, May 15. This is the second rate hike by the public lender in the past month. Following the revision of the rates, it is necessary to pay more for ...

President Joe Biden (Photo by NICHOLAS KAMM/AFP via Getty Images) AFP via Getty Images Student loans will become more expensive this year. Here are the new prices. Here’s what you need to know — and what it means for your student loans. Student loans Bad news for student borrowers: Federal student loan interest rates are increasing significantly over the next ...

According to staff reports MIFFLINTOWN — The Federal Agricultural Services Agency has funding set aside specifically for use by targeted underserved groups and beginning farmers, designed to help farmers buy and operate family farms, Robert E Zeigler Jr. of the USDA’s FSA office which covers Mifflin, Juniata, Perryt and Dauphin counties, the growers are reminded today. “With these ...

Ford’s highly anticipated F-150 Lightning pickup is eligible for a financing deal. According to a newsletter sent to dealers, the all-electric pickup truck and the Ford Mustang Mach-E are offering an unusual financing program starting today. Our analysis reveals that there may be pros and cons with the first F-150 Lightning financing deal. Starting May 6, Ford Credit is offering ...

Indian banks are expected to post strong operational performance in the March quarter, supported by strong credit growth and a modest increase in bad loans, analysts said. So far, HDFC Bank and ICICI Bank are among the major banks to report quarterly results, posting net profit growth of 23% and 59%, respectively. Others, including Axis Bank and Kotak Mahindra Bank, ...

Ocwen Financial Corporation (NYSE:OCN), parent company of PHH Mortgage Corporation and its wholly-owned subsidiary Liberty Reverse Mortgage, announced this week that it will hold its annual meeting of shareholders on May 25, 2022 at 9:00 a.m. EST. In its announcement, the company provides details about its financial performance over the past year and offers a positive outlook on the specific ...

Bank of America gave a bullish earnings outlook as the second-largest US lender reported better-than-expected earnings and brushed aside recession fears heightened by the war in Ukraine. The Charlotte-based bank expects net interest income, a closely watched metric that measures a bank’s deposit profitability, to jump about 20% in the current quarter, fueled by rates higher interest rates and a ...

The epidemic has put many Americans in financial straits The number of Americans in poverty has increased by over a whole percentage point since the beginning of 2020. It is typically beneficial to the payday lending industry, which is benefiting from the economic downturn. However, the the demand for these loans fell by 67 percent by mid-2020 and hasn’t recovered partly ...

Section 1.01 Entering into a Material Definitive Agreement. Talos Loan On April 12, 2022, Infinite Group, Inc. (the “Company”), as borrower, has entered into a financing agreement (the “Loan”) with Talos Victory Fund, LLC (the “Lender”), a Delaware Limited partnership. In exchange for a promissory note, the lender agreed to lend the company $296,000.00which bears interest at the rate of ...

Our goal at Credible Operations, Inc., NMLS Number 1681276, hereafter referred to as “Credible”, is to give you the tools and confidence you need to improve your finances. Although we promote the products of our partner lenders who pay us for our services, all opinions are our own. Solar loans can help finance the installation of solar panels. Find out ...

The Rowelto Associates Digital Lending Platforms Market Update 2022-2029 Interesting Facts & Figures (CAGR, Global Size, Share & Revenue with Business Growth Support and Market Value & Volume with Market Demand Scenario) offer and pipeline projects) The Market Research Report”Digital Lending Platform Marketis a comprehensive study of latest developments, market size, status, upcoming technologies, business drivers, challenges, regulatory policies, with ...

New York, NY, April 09, 2022 — (PR.com) — Real estate investors and developers are struggling to access multifamily construction projects as many commercial banks won’t even consider lending for these types of construction jobs. GCP Fund is one of the few lenders working with multi-family residential properties and providing loans for multi-family construction. They offer permanent and temporary loans ...

When it comes to paying off a student loan, most borrowers opt for the simpler option: regular monthly installments, often withdrawn automatically from a bank account. However, you are not limited to the standard payment schedule. If you choose to pay off your student loans every two weeks instead of once a month, you’ll pay off your loans faster and ...

WFG National Title Insurance Company (WFG) is a wholly owned subsidiary of Williston Financial Group and a national title insurance underwriter dedicated to reducing the time and cost of real estate transactions. By focusing on its clients and their processes, WFG helps reduce the time it takes to close a loan and/or transfer ownership of real estate. By equipping industry ...

Indians have used gold as an asset class for centuries to prepare for a variety of scenarios. We, on the other hand, find it difficult to sell gold jewelry in order to meet our financial obligations. That being said, gold loans are a great way to capitalize on unused gold jewelry to get immediate financing for various purposes, such as ...

“Often it’s essential expenses like household bills and utilities, and even food. The problem with payday loans is that they tend to make the person worse off. Loading “Because the repayments can be high, they may find themselves without enough money after the levies come out, which means they then turn to another loan, hence the debt spiral.” Financial advice ...

Irvine, Calif. –News Direct– PCMA PCMA, the pioneer and leader in non-bank private client lending, announces the launch of PCMA Capital Advisors, a vertically integrated asset creation and convexity management firm specializing in structured credit, super prime, non -agency and private. PCMA Capital Advisors is led by a powerful team of structured credit experts, with proven track records and experience ...

SoFi, one of the largest student refinancing companies, tell investors earlier this month that the latest extension of the Biden administration’s payment freeze in December was expected to cut the company’s profits by $20 million to $25 million in the first quarter of this year. The company is one of many private student lenders that in recent months have stepped ...

SANTA CRUZ, Calif., March 15, 2022 /PRNewswire/ — Santa Cruz County Bank www.sccountybank.com (OTCQX:SCZC)with assets greater than $1.7 billionis a premier community bank headquartered in Santa Cruz County. Today, the Bank announced that its Board of Directors has declared a quarterly cash dividend of $0.09 per share. The dividend is payable on April 4, 2022 to shareholders of record at ...

NEW YORK, March 14, 2022 (GLOBE NEWSWIRE) — Greystone, a leading national commercial real estate finance company, announced new senior executive hires on its CMBS platform as it expands to become the a leading provider of driven loans for the CRE market. Russ Avery has joined the CMBS team as Head of Structuring and is based in New York. He ...

Shares of European banks have lost a fifth of their value over the past month amid the Ukraine crisis. Western sanctions against Russia following its invasion of Ukraine have upended the financial sector, but the main consequences for banks are threats to the global economic outlook and the prospect of higher interest rates. Investors fear banks will again have to ...

A new non-bank lender has entered the mortgage market, led by former bosses of Mortgage Choice and the Royal Bank of Scotland. New residential mortgage lender Wave Money has launched and started underwriting loans, promising to meet the needs of underserved borrowers and brokers. Former Mortgage Choice chief executive John Flavell founded the company and began running it as chief ...

In this month’s Farm Credit Corner, we interview AgChoice Customer Service Specialist Emily Helman to learn more about unsolicited mail after a loan is closed. Why are clients experiencing an increase in unsolicited emails and calls following a loan closing or refinance? Let me start by saying that AgChoice does not sell or distribute borrower information. However, many companies, such ...

The non-bank lender handled record home loan settlements in the six months to December, but competitive pressures in the sector are expected to persist. Resimac reported its results for the first half of fiscal 2022, revealing a 6% increase in net profit after tax (NPAT) year-over-year to $53.5 million. The result was driven by record settlements and growth in the ...

Despite attempts to clear up the confusion, the USDA letters caused confusion and distress among borrowers. “It’s very confusing for the farmers, and they needed a lot of information from our offices because they were told one thing, and then they get documents that say something else,” said Dãnia Davy, director land retention. and advocacy with the Federation of Southern ...

Multilateral finance agency Asian Development Bank has offered $68 million in financing to IIFL Home Finance to expand its footprint in the affordable and green housing segment. The financing includes a direct loan from the AfDB of $58 million and another concessional loan of $10 million from the Canadian Climate Fund. The Canadian fund will also be channeled through the ...

Whether buyers are first time buyers or have already owned a boat or caravan and are upgrading, National Loans recommends buyers consider their goals. Figuring out what they plan to do with their boat or caravan and where they plan to go will help decide which type and specification best suits their needs. National Loans explains that finance a boat ...

Section 1.01 – Registration in the Material Final Agreement. At February 14, 2022, AgeX and Limited youthfulness (“Juvenescence”) has entered into a secured convertible promissory note (the “Secured Note”) pursuant to which Juvenescence has agreed to provide AgeX with a $13,160,000 12-month line of credit. AgeX drew an initial $8,160,000 of the line of credit and used $7,160,000 to pay ...

The central coast is certainly paradise and living here is the dream of many, but it also comes at a cost. KSBY took a closer look at new research showing how much people pay here in monthly bills compared to other regions and what you can do if those bills are hurting your wallet. Sergio Ahumada is one of many ...

The key changes Loans and financial instruments as new means of financing The previous version of the law on securitization provided that an SV could only finance itself by issuing “securities”. The modernized law on securitization extends the means of financing to: financial instruments, any form of loan. The addition of “financial instruments” essentially reflects what has been discussed and ...

Issuers are tapping into institutional loan markets to raise additional borrowing at a rapid pace as private equity firms turn to buy-and-build strategies to lower entry multiples and accelerate deployment Debt issuances to fund follow-on acquisitions have soared in the past 12 months as private equity (PE) firms have turned to buy-and-build investment strategies to deploy capital at reasonable valuations ...

Ashley Wood BLOG VIEW: As the housing market evolves into a market characterized by rising house prices, rising interest rates and declining consumer demand, lenders may feel more pressure to meet borrowers’ expectations of a more efficient, transparent and secure origination process – or risk losing those borrowers to the competition. In today’s lending environment, the goal is to get ...

ATLANTA–(BUSINESS WIRE)–Stonehill PACE announced that it has entered into approximately $150 million in Commercial Property Assessed Clean Energy Loans (“C-PACE”) over the past 12 months for renewable energy and energy-efficient components and seismic retrofit in the hospitality, multi-family, retirement home, industrial and mixed-use real estate sectors. “We effectively doubled the number of clean energy sources assessed by our commercial properties ...

The IRS has officially kicked off tax season, and taxpayers’ physical and digital mailboxes will soon begin, if they haven’t already, filling out tax forms from their employers, banks and financial institutions, and d ‘somewhere else. Consider the IRS Warning that it will be another turbulent fiscal season plagued with potential delays, the Illinois CPA Society (ICPAS) has compiled a ...

Peer-to-peer (P2P) lending is exactly what it is – a form of online lending in which individual investors work directly with people or businesses seeking loans. Contributor Depositphotos.com/Depositphotos.com – MarketBeat If you’re thinking about the risks of investing in peer-to-peer lending and prefer investing in the companies themselves instead, this is one way to go. Let’s take a look at ...